Why You Need To Build A New Home Now

Now is the time for you to build that new home. I know everyone is saying that you should wait until the economy is stronger, but I say 'Why?'. Let's think about it on a rational basis. First you can buy a lot or a piece of land real inexpensive right now. People who have bought up a lot of real estate do not want to pay taxes or they have loans out on it. You have land and lots in foreclosure, some owners just want to rid themselves of the land. Next you have the suppliers who have inventory that they need to sale. This means that you will be able to get upgrades at reasonable prices. Think about it, you can upgrade appliances, light fixtures, plumbing fixtures, carpet, tile, wood, cabinets, and whatever for little or nothing. Homebuilders are trying to keep their subcontractors busy and the subcontractors are working for less money. Homebuilders are trying to stay in business and are using the 'Real Sharp' pencil for pricing.




We all want to live in the better communities with the great amenities. We want to send our kids to the better schools with the higher academic scores, that is just being a parent. Now is your chance. Those communities now are within your price range. Builders are not charging those premiums for location. They are just trying to move homes. A lot of us have been sitting on the sideline because some one told us to wait until the economy and market comes back, and I am saying that is late. Think about it, if you wait you will pay the increased prices and when the market comes back every one is going to try to make up for their lost time and revenue. So all of the vendors and suppliers are going to raise prices, the subcontractors are going to charge more, the land owners are going to get more for their land and lots and the builder will charge a higher price for his services. If you have been waiting now is the time.



Some people will say buy a resale or foreclosure, but I say build. When you build you get the latest technology and advances incorporated into your home. Your home will be built to the latest codes and you will get the manufacturer and builders warranty on your home. For most of us a home is the largest investment that we make, so wouldn't it be nice to know that you saw it come together? When you build from dirt you also get to put your personality into the home. If you buy an existing home it has someone elses personality and you have to live with it or pay to change it. Believe me it is a lot easier to move into a home designed and decorated for you. If you are sitting back waiting to buy a home, you need to know
that now is the time to get out of the chair and start the process. You will thank me later, I promise.

Construction Process Education For The New Home Buyer

Interest Rates Are Low

Interest rates are very attractive now.  Rates are low and that is a good, no - A GREAT THING.  With interest rates as low as they are, you will be able to purchase more home or add more of those creature features that you have always dreamed of.  Remember that the most important thing about buying your dream home, besides the quality is the monthly investment.  I know some people will call it a payment or bill.  The difference with a home is that it is an investment.  It is one of the few things that you will purchase that over the long haul will not lose value.  If you know someone, or are that someone who has owned their home for over 8 to 10 years your home is still worth more than you paid for it.  Even with the economic down turn and all of the foreclosures, you are still in positive territory.  Now I know that there are a few markets that this  might not hold up, but those markets are few and far in between.  If your parents have owned their home for twenty or thirty years, ask them what they paid for it and then ask a realtor what they can sell it for now. 
You are not making a monthly payment you are making a monthly investment.  The one thing that has the single largest impact on that investment is your interest rate.  Interest rates for your home loan will depend on your credit score (FICA).  I am not going to have a discussion on that here, only to say that if you qualify for a loan and the difference between a great score and a good score is 1/2 per-cent to 1 per-cent you need to buy the home.  With the deficit where it is and with the national debt as high as it is, the Federal Reserve is going to have to raise interest rates in the near future.  I can not tell you when or what conditions will signal the imminent hike, (if I or anyone could tell you that they would be a billion or trillionaire).  Make a difference in your future today.  Listen to your common sense and your tomorrow -- Go put and purchase or build that new home today - tomorrow - next week.  Put it on your hot list and invest in your future NOW!

Construction Process Knowledge For The New HomeBuyer

The Entrepreneur Network for Small Business, Home Business & Business Opportunity

The Entrepreneur Network for Small Business, Home Business & Business Opportunity

Quality Is A Priority With Homebuilders

During this down turn there has been a lot of builders and contractors that have had to close their doors.  Most of them were good hard working people who did everything they knew to put out a great product.  At the same time there were a lot of bad builders and contractors who fell by the way side also.  During these trying times the builders and contractors that are still in business are going the extra mile for their customers.  They realize that not many people are purchasing new homes and that means less work.  When bidding for jobs both contractors and builders know that they have to come with a real sharp pencil.  You as the consumer have the luxury of being able to take advantage of this situation.
If you think about it, when times were unrealisticly good there seemed to be a builder on every corner, names you had never heard of, owned by people who had no expertise in building homes.  They went out and hired a two or three year superintendent and started building homes.  Some of your family and freinds bought them, you know they are the ones who seem to always have something going wrong.  The builder used the cheapest plumber, the electrican who works out of his garage, and the A/C guy who just got his license a few months ago.  I know some good pople with good intentions start out like this, but they should not be your builders primary subs.  You want your homebuilder to have subs who can service their accounts.  With mechanicals, you want them to be able to service their work 24-7.  Most, not all, but the majority of homebuilders that are active now are using contractors that they know do quality work at a fair price and can deliver the level of service required to enhance their reputation.  You will find that most homebuilders are going over board to ensure they have a quality home and they are delivering outstanding service. 
Now is the time for you to build your new home.  Buy today - You will thank me in the near future.



Construction Process Knowledge For The New Home Buyer

Prices are Falling

Prices are falling and I do not want to leave any money on the table.  I know, your friends and family are questioning if you are doing the right thing to build a new home or buy one now.
Let's talk about some of the reasons why now is good and falling prices have little or no imoact on you.
First who knows when the bottom is bottom.  If they did, they would be billionaires, with a 'B'.  Yes the market has been hit hard and people have seen their paper values drop on their homes.  The ones hit the hardest are the spectulators who help to drive up prices in the first place.  If you have owned your home for a few years you saw the paper value increase pretty good over the first half of last decade.  You need to remember that it was paper and now that the price has gone down you are experiencing little or no impact unless you have lost your job, your/income or your ability to make your monthly investment.
Let's think about price for a minute.  Listen to this and soak it in --  You have lost ZERO, hear that again, - You have lost nothing until you sell your home.  Your home is an investment and like the market things go up and down, but over the long haul they are always higher than they were.  If someone tells you you are upside down on your home and you can make the payment, you need to make the payment enjoy you tax write offs and in the next little bit you will get your value back and have enjoyed living in YOUR HOME.  Think about it, if you sell your home for a lost and rent a home or apartment you end up with out the tax advantages and you also have nothing.  If keep your home you have the obvious tax advantages and when the prices rebound, and yes they will rebound, you will  be in a situation to take advantage.
It is a good time to buy a new home for some of the same reasons.  Prices are low now and interest are great.  You would laugh at me if I told you the interest rate I had on my first home in the early 80's.  You can buy more home and or a home with more amenities.  If you buy now when the market rebounds you will be in a situation to take advantage of it.  You need to know that when this turns around, and you and I know it will turn around, you will be able to watch your investment grow.  Your market might already be in recovery mode.  If you wait on the experts to tell you we are in recovery you missed it.  Experts wait until they can be absolute before speaking.  At that point you have missed out.  If you can afford a new home, now is the time to get off the fence and get one.  You will also help move this economy forward.

The New Home Construction Process For Home Buyers